What is faster than a bank loan, quieter than a credit check, and more Idaho than a sack of potatoes? That's right: the crazy world of buy here pay here vehicle lots. If you've been going in circles at regular dealerships, it's time to change your plans. These Idaho dealerships are changing the way people think about buying cars.
Here's the news. Things in life might be unpredictable. Your credit might have had a problem. Or maybe you just want someone to treat you like a person and not a number on a spreadsheet. Forget about having to jump through flaming hoops to get authorized. You pay directly to the merchant in these places. No more running after banks or filling out a lot of paperwork. You just go in, chat to a real person, and talk about a payment that won't shock you.
I once met a guy named Fred. Fred's credit history was like a scary story. Banks wouldn't give him a loan. But a little lot off the highway gave him the keys and shook his hand. Fred didn't leave with a lot of money, but he did leave with a pair of wheels and optimism. That's Idaho for you: getting to work and making things work.
You could be surprised by your choices. Picture rows of tough trucks and quick hatchbacks, all of them waiting for a second chance like Fred. Most of them are checked from nose to tail, and the staff is usually quite honest about any problems. Do you want something that works? They have a list of cars and the real stories that go with them. People who buy those autos sometimes get a few additional kilometers, too.
Customer service is personal. The staff remembers your name, talks to you about the weather, and occasionally even helps you relocate your child's car seat. Plans for payment? Usually pretty easy to work with. A little problem with payday? You probably can speak it out and come to an agreement. You probably won't get that kind of attention at a corporate finance desk where no one knows you.
You don't have to be a credit superstar to get a fresh start when you leave. Paying your bills on time is a simple way to improve your credit. It's almost like pushing "reset" at an arcade. To be honest, that momentum feels good. You can move forward in both a physical and metaphorical sense.
Should everyone run to Buy Here Pay Here? Not likely. Prices may be a little more, and you may end up paying more over time. But Idaho's Buy Here Pay Here lots tend to keep their doors open even when other doors are slamming. People see you and hear you, and sometimes that's worth more than five points on your credit score. So go ahead and turn the key, step on the throttle, and let Idaho's auto lots help you reach new heights.